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Welcome to LAPO

LAPO Microfinance Bank Limited is a pro-poor financial institution committed to the empowerment of low-income Nigerians through access to responsive financial services on a sustainable basis. The institution was founded as a non-profit entity by Mr. Godwin Ehigiamusoe while working as a rural co-operative officer in Delta State, Nigeria.

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Products and Services

LAPO Products and Services

LAPO Microfinance Bank provides a range of financial services which enable low-income households enhance their productive capacity, build and consolidate their economic base and manage risks. These products and services include loans, savings, micro-investment and micro-insurance.

Loan Products

Loans of various types and terms are provided to meet the varied and emerging needs of clients. Our loan products are suitable for farming, trading, consumption and acquisition of income generating assets.

Savings Products

LAPO Microfinance Bank offers various types of savings products which support clients to build assets and equilibrate uneven cash-flows. There are regular savings and term-deposit products.

Micro-insurance Services

Micro-insurance services are offered in collaboration with a major insurance company. Policies include life, fire in the market place and hospitalization. There are plans to include a comprehensive health insurance services.


LAPO Speak

LAPO as a pro-poor development organization did not transform into a microfinance bank. What happened was that in 2010, the organization set up a microfinance bank and transferred the bulk of its microfinance operations to the new institutional vehicle. LAPO as a non-profit organization is still involved in the provision of a range of social and economic empowerment services particularly in rural communities. We came under regulation because we are convinced that the future and development of microfinance is in an appropriate and enabling regulatory environment.

  • Godwin Ehigiamusoe - MD


Do you know that as little as N500 can start a business that can enhance the economic status of a family? LAPO's mission is to empower our clients through access to affordable financial services delivered in a cost-effective and innovation manner. Please donate and support us as we work across the country to lift more people out of poverty in Nigeria.

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