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		<title><![CDATA[Client Relations-FAQs]]></title>
		<link>http://www.lapo-nigeria.org/web/</link>
		<description><![CDATA[]]></description>
		<language>en-us</language>
		<copyright>http://www.lapo-nigeria.org/web/</copyright>
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		<lastBuildDate>Fri, 18 May 2012 20:47:26 WAT</lastBuildDate>
		<ttl>20</ttl>
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			<title><![CDATA[What are the factors to consider when starting a new business? ]]></title>
			<link>http://www.lapo-nigeria.org/web/what-are-the-factors-to-consider-when-starting-a-new-business-.html</link>
			<description><![CDATA[However,  anyone venturing into a business should not only depend on the ideas  generated or his/her natural talent but should also consider the  following factors:
1) The Market: The market consists of the people you want to sell your products to. I...]]></description>
			<author>no@spam.com (none)</author>
			<lastBuildDate>Thu, 17 Feb 2011 15:26:18 WAT</lastBuildDate>
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			<title><![CDATA[What LAPO credit granted should not be used for? ]]></title>
			<link>http://www.lapo-nigeria.org/web/what-lapo-credit-granted-should-not-be-used-for-.html</link>
			<description><![CDATA[Ceremonies or parties.
Gambling.
Further lending.
Domestic purposes e.g. buying [clothes, food stuff and property at home]except in the case of consumption loan if applicable.
...]]></description>
			<author>no@spam.com (none)</author>
			<lastBuildDate>Thu, 17 Feb 2011 15:27:24 WAT</lastBuildDate>
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			<title><![CDATA[How do i use the credit granted by LAPO?. ]]></title>
			<link>http://www.lapo-nigeria.org/web/how-do-i-use-the-credit-granted-by-lapo-.html</link>
			<description><![CDATA[<p>What should one do with LAPO loan?</p>
<ol><li> It should  only be spent on Income-Generating Activities [IGA]</li>
<li>Repay it.</li>
</ol><ul></ul>]]></description>
			<author>no@spam.com (none)</author>
			<lastBuildDate>Thu, 17 Feb 2011 15:28:34 WAT</lastBuildDate>
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			<title><![CDATA[Why interest on loan or cost of service? ]]></title>
			<link>http://www.lapo-nigeria.org/web/why-interest-on-loan-or-cost-of-service-.html</link>
			<description><![CDATA[Gives a sense of self-reliance by removing the aspect of charity.
Gives a sense of commitment and responsibility.
Sustainability.
Fights inflation.
...]]></description>
			<author>no@spam.com (none)</author>
			<lastBuildDate>Thu, 17 Feb 2011 15:29:25 WAT</lastBuildDate>
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		<item>
			<title><![CDATA[What is Credit? ]]></title>
			<link>http://www.lapo-nigeria.org/web/what-is-credit-.html</link>
			<description><![CDATA[<p><span style="font-size: 10pt; font-family: verdana,geneva;">Credit is an  external support (finance), which is added to already existing assets  repayable with interest over a specific period of time.</span></p>]]></description>
			<author>no@spam.com (none)</author>
			<lastBuildDate>Thu, 17 Feb 2011 15:30:22 WAT</lastBuildDate>
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			<title><![CDATA[What are the determinants of Cost of Service?]]></title>
			<link>http://www.lapo-nigeria.org/web/what-are-the-determinants-of-cost-of-service.html</link>
			<description><![CDATA[Rate of inflation.
Cost of fund (Capital).
Cost of Credit Delivery: Transportation to banks, Unions, Members,
Maintenance of Ledger
Cost of Labour.
Cost of IT Maintainance [Hardware and Software].
...]]></description>
			<author>no@spam.com (none)</author>
			<lastBuildDate>Thu, 17 Feb 2011 15:31:45 WAT</lastBuildDate>
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			<title><![CDATA[ What are the Components of Credit? ]]></title>
			<link>http://www.lapo-nigeria.org/web/-what-are-the-components-of-credit-.html</link>
			<description><![CDATA[<ol><li><span style="font-family: verdana,geneva; font-size: 10pt;">Principal Amount</span></li>
<li><span style="font-family: verdana,geneva; font-size: 10pt;">Cost of Service (COS).</span></li>
</ol><ul></ul>]]></description>
			<author>no@spam.com (none)</author>
			<lastBuildDate>Thu, 17 Feb 2011 15:33:44 WAT</lastBuildDate>
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			<title><![CDATA[What are the Reasons for Credit?]]></title>
			<link>http://www.lapo-nigeria.org/web/what-are-the-reasons-for-credit.html</link>
			<description><![CDATA[Lack of sufficient capital.
To push people up in their chosen businesses.
To raise the general standard of living.
To be financially self- reliant.
...]]></description>
			<author>no@spam.com (none)</author>
			<lastBuildDate>Thu, 17 Feb 2011 15:34:28 WAT</lastBuildDate>
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		<item>
			<title><![CDATA[What are the Sources of Credit? ]]></title>
			<link>http://www.lapo-nigeria.org/web/what-are-the-sources-of-credit-.html</link>
			<description><![CDATA[Commercial Banks
Relations
Money Lenders
Osusu Groups
Friends
Cooperatives
MFB (LAPO)
...]]></description>
			<author>no@spam.com (none)</author>
			<lastBuildDate>Thu, 17 Feb 2011 15:35:31 WAT</lastBuildDate>
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