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		<title><![CDATA[New to LAPO]]></title>
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			<title><![CDATA[Concepts Of LAPO ]]></title>
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			<description><![CDATA[1. LAPO Union: All members are organized into small groups of a maximum of thirty. This group is also called a union. Each group has a name, a leader, and a secretary. The leader ensures that members attend meetings. He/She represents his/her group a...]]></description>
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			<title><![CDATA[LAPO Operating Assumptions ]]></title>
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LAPO’s institutional structures, procedures and services have always been influenced by the following assumptions:
 
Low-income people are too disadvantaged to benefit from existing credit schemes operated by government and formal financial ins...]]></description>
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