A client is obliged to:

1. Obey all rules and regulations (of group and the organization)
2. Attend the weekly/monthly meetings of the group on time. No lateness, no absenteeism.
3. Make regular deposit {target/term savings).
4. Make proper use of credit facilities and take responsibility for repayment.
5. Make repayment regularly without defaulting.
6. Keep credit cards very well.
7. Attend council meetings/workshops organized by the organization.
8. Take responsibility to encourage fellow group members to promptly repay loan.
9. Resist the temptation to take multiple loans.